- Centurion Member
- Posts: 3954
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
When I applied for my first Amex, I got a great bonus applying online.
When I applied for my second, I used some funny link not meant for existing customers and somehow didn't get the bonus ($100)
. I've milked it for some good offers, though, while hardly giving Amex any real business on the card.
When I applied for my third, I applied over the phone and asked the CSR to check exactly what bonus I was eligible for. I got it without any trouble.
I suppose if you have mixed/irregular/unusual sources of income, then applying over the phone might be helpful since a (smart) CSR can help you determine what to include. If the CSR doesn't sound smart, I'd apply online.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May