JonE wrote:slightly off topic but I'm honestly surprised that I haven't been banned on mf. Figure they probably would if they saw me face palming sitting at my computer reading some of this stuff that gets posted regularly.
SM hasn't been interesting for me simply because of the caps. I easily spend $400 a month on groceries and having two cards to get 5% on that is a pain in the ass when Amex BCP has 6% with 50% more on their cap yearly. And you're dealing with AMEX not Barclays.
The same "ex-delinquents", now credit hoarders are basically running the show over there.
Entitlement runs rampant. "My wife didn't get approved for Venture with 720 score" LOL!