Vermonster wrote:yfan wrote:GoCreditGo! wrote:Which is the best cashback Visa card available today?
If you discount rewards boosters like Bank of America's, the best flat rewards you can do with a Visa is the Orbitz Rewards Visa. It earns 2% flat outside of Orbitz purchases (5% on Orbitz). The only catch is that you can only use it to pay (in full or partially) for hotel rooms booked and prepaid through Orbitz. So if you use Orbitz for travel including booking hotels (or think you can), this is an excellent choice.
I think I'd rather have a BoA travel card than deal with that crap for an extra 0.5%
Huh? What crap? There is no crap to deal with. The only difference is booking channel. The vast majority of properties people would book are available through Orbitz. The "Orbucks" (Orbitz' rewards currency, 1 Orbuck = 1 USD when redeemed for a hotel booking) are redeemable in any amount at any time. If you have $50 in Orbucks and your hotel costs $150 for 2 nights, you pay the other $100 in cash and use the $50 in Orbucks.
I have been an Orbitz user for quite some time and these redemptions (and earnings) and smooth and easy. 5% on airfare, hotel bookings and vacation packages through a credit card on a consistent basis without getting into any points redemption/transfer/valuation ups and downs. Simple, high rewards rate that works if you book hotels.