- Centurion Member
- Posts: 1069
- Joined: Thu Aug 04, 2011 7:07 pm
- Location: Phoenix
How old is the account? What is your overall debt to credit ratio (how much you owe compared to all available revolving credit)? Experian FICO? Income? What is/are the reason(s) that they give you for declining the credit line increase?
I have not heard much about Citibank auto CLI's so maybe someone else can chime in. But a lot of banks will give one auto CLI within the first 12 months that the account was opened. This is not guaranteed but an observation I have made so YMMV. Otherwise, every 6 months you should be able to go online and request a CLI from online account management. They always gave me increases when I asked, $1K-$1.5K usually. Usage, decent income and low debt help I am sure.