CC Deville wrote:CarefulBuilder, I am intrigued by this:
"Next: UNFCU + travel bonuses/perks"
Are you joining through United Nations Association of the United States (UNA-USA)? Please post your experiences. Ever since Diners closed applications I have wanted a true Chip + PIN (PIN priority) card for travel and UNFCU is basically the only other true Chip + PIN (PIN priority card).
Er, sorry for the hijack.
That's the reason I want a card from them. It would take the role I wanted Arrival to have. CSP and PRG would still be the travel heavyweights.
Their Elite ($50 AF) version doesn't make sense for me, but I've not decided between their two other cards. I still need to do more research.
So no experience yet, but I would join through UNA-USA.
*I think Visa is also in the process of making "PIN only" terminals more Chip+Sig friendly. I don't have immediate travel plans, and would rather avoid opening a card if I won't end up needing it.
If I don't travel out of the US (and Canada, where I often carry cash) until November or December, then by that time the rules may have changed a bit and CSP/PRG may be enough.