Chase Sapphire No Annual Fee

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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jrmsu
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Chase Sapphire No Annual Fee

Postby jrmsu » Wed Jun 17, 2015 3:43 pm

I remember that the Chase Sapphire Preferred used to have a hidden link to the no annual fee card. I checked and didn't find it. I guess Chase finally got rid of the no annual fee card.
My Cards:

Discover It - $8,450 (9/13)
BankAmericard Cash Rewards Visa Signature - $5,000 (4/14)
Chase Freedom - $3,000 (5/14)
AMEX Hilton HHonors - $16,500 (6/14)



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CarefulBuilder14
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Re: Chase Sapphire No Annual Fee

Postby CarefulBuilder14 » Wed Jun 17, 2015 5:43 pm

jrmsu wrote:I remember that the Chase Sapphire Preferred used to have a hidden link to the no annual fee card. I checked and didn't find it. I guess Chase finally got rid of the no annual fee card.

I've read a few reports of people with CSP still being able to downgrade to the no-AF version.

The no-AF version is a pretty useless card, though, unless someone wants to keep an old account alive or plans to PC from CSP to CS and then back to CSP once travel picks up.

Without access to transfer partners, URs are just cash, and there are better cash-back cards than CS.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May

takeshi
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Re: Chase Sapphire No Annual Fee

Postby takeshi » Thu Jun 18, 2015 8:09 am

jrmsu wrote:I guess Chase finally got rid of the no annual fee card.

It has been gone (for new applications) for about 7 months now, IIRC.

Vermonster
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Re: Chase Sapphire No Annual Fee

Postby Vermonster » Thu Jun 18, 2015 1:37 pm

It isn't worth it. If you think you want the card but can't justify the $95 then the last card you need is a CS. A freedom with one 5% restaurant quarter is going to do just as well as a CS, as long as you don't go over $1,500 in that quarter.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

kdm31091
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Re: Chase Sapphire No Annual Fee

Postby kdm31091 » Fri Jun 19, 2015 8:10 am

Vermonster wrote:It isn't worth it. If you think you want the card but can't justify the $95 then the last card you need is a CS. A freedom with one 5% restaurant quarter is going to do just as well as a CS, as long as you don't go over $1,500 in that quarter.


Exactly. The regular CS is very weak. I'm assuming that's why it's no longer available. Realistically, who would really want it?

jrmsu
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Re: Chase Sapphire No Annual Fee

Postby jrmsu » Fri Jun 19, 2015 8:40 am

Vermonster wrote:It isn't worth it. If you think you want the card but can't justify the $95 then the last card you need is a CS. A freedom with one 5% restaurant quarter is going to do just as well as a CS, as long as you don't go over $1,500 in that quarter.


I was just curious if it was still available. I don't want the CS or the CSP. I do not spend enough to get much benefit from the CSP. Only reason I would consider applying for it is because it is pretty!
My Cards:

Discover It - $8,450 (9/13)
BankAmericard Cash Rewards Visa Signature - $5,000 (4/14)
Chase Freedom - $3,000 (5/14)
AMEX Hilton HHonors - $16,500 (6/14)


kdm31091
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Re: Chase Sapphire No Annual Fee

Postby kdm31091 » Fri Jun 19, 2015 9:11 am

jrmsu wrote:
Vermonster wrote:It isn't worth it. If you think you want the card but can't justify the $95 then the last card you need is a CS. A freedom with one 5% restaurant quarter is going to do just as well as a CS, as long as you don't go over $1,500 in that quarter.


I was just curious if it was still available. I don't want the CS or the CSP. I do not spend enough to get much benefit from the CSP. Only reason I would consider applying for it is because it is pretty!


The CSP is a nice looking card; I think too many people have it because of popularity vs actually being able to justify it. But it's their money to waste.

Nixon
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Re: Chase Sapphire No Annual Fee

Postby Nixon » Fri Jun 19, 2015 9:55 am

CarefulBuilder14 wrote:
jrmsu wrote:I remember that the Chase Sapphire Preferred used to have a hidden link to the no annual fee card. I checked and didn't find it. I guess Chase finally got rid of the no annual fee card.

I've read a few reports of people with CSP still being able to downgrade to the no-AF version.

The no-AF version is a pretty useless card, though, unless someone wants to keep an old account alive or plans to PC from CSP to CS and then back to CSP once travel picks up.

Without access to transfer partners, URs are just cash, and there are better cash-back cards than CS.


I downgraded and plan on PC to a Freedom.
Image

Vermonster
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Re: Chase Sapphire No Annual Fee

Postby Vermonster » Fri Jun 19, 2015 12:47 pm

jrmsu wrote:
Vermonster wrote:Only reason I would consider applying for it is because it is pretty!


The CS was a plastic version of the card. And recently they have made the design much darker. I think it lost a lot of the detail that you see on the website.
Chase Freedom $9k~~Chase Sapphire Preferred $6.5k~~Amex Blue Cash Preferred $12.4k~~Citi Double Cash $4.7k

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CarefulBuilder14
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Re: Chase Sapphire No Annual Fee

Postby CarefulBuilder14 » Fri Jun 19, 2015 12:51 pm

Vermonster wrote:The CS was a plastic version of the card. And recently they have made the design much darker. I think it lost a lot of the detail that you see on the website.

I got mine Jan 2015 and was surprised by how dark it was. I don't know exactly when the design changed.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May



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