Chase IHG - Am I missing something?

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CarefulBuilder14
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Chase IHG - Am I missing something?

Postby CarefulBuilder14 » Sat Jun 06, 2015 8:06 pm

Either I've got some misunderstanding about the card, or else the Chase IHG card is seriously underrated. Am I missing something?

For a $49 AF, it looks like you get a free night each year at any IHG property - is that right? Regardless of brand (Crowne Plaza, Holiday Inn, InterContinental, etc.) or location (Manhattan or Minnesota)?

Do they have a lot of blackout dates or properties? Or a limited allowance of "free night" slots at the higher-end places?

Marriott and Hyatt have very clear categories that limit that value and flexibility of an annual free night. I don't think you can even get into Manhattan with a Marriott or Hyatt free night, let alone get a really great hotel.

So am I missing something? Do they give different customers a different selection of free nights? Do you have to spend a lot on the card to expand the free night offerings? Or they're just sneakier than Marriott or Hyatt about blackout properties or dates for the free night?

It looks like you get 12 months to use the free night each year, so I don't think that's the catch. IHG certainly has a lot of properties.

It just doesn't make much sense how a $49 AF could potentially get a $400+ hotel room every year with no restrictions and no elite status to maintain through everyday spending.

Do I have something wrong. Am I missing something? Or is it really that good?

*I know the cpp value is lousy, but people could just sockdrawer it and keep it alive just for the free night.
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Nixon
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Re: Chase IHG - Am I missing something?

Postby Nixon » Sat Jun 06, 2015 8:20 pm

CarefulBuilder14 wrote:Either I've got some misunderstanding about the card, or else the Chase IHG card is seriously underrated. Am I missing something?

For a $49 AF, it looks like you get a free night each year at any IHG property - is that right? Regardless of brand (Crowne Plaza, Holiday Inn, InterContinental, etc.) or location (Manhattan or Minnesota)?

Do they have a lot of blackout dates or properties? Or a limited allowance of "free night" slots at the higher-end places?

Marriott and Hyatt have very clear categories that limit that value and flexibility of an annual free night. I don't think you can even get into Manhattan with a Marriott or Hyatt free night, let alone get a really great hotel.

So am I missing something? Do they give different customers a different selection of free nights? Do you have to spend a lot on the card to expand the free night offerings? Or they're just sneakier than Marriott or Hyatt about blackout properties or dates for the free night?

It looks like you get 12 months to use the free night each year, so I don't think that's the catch. IHG certainly has a lot of properties.

It just doesn't make much sense how a $49 AF could potentially get a $400+ hotel room every year with no restrictions and no elite status to maintain through everyday spending.

Do I have something wrong. Am I missing something? Or is it really that good?

*I know the cpp value is lousy, but people could just sockdrawer it and keep it alive just for the free night.


It's underrated.
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CarefulBuilder14
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Re: Chase IHG - Am I missing something?

Postby CarefulBuilder14 » Sat Jun 06, 2015 9:00 pm

Nixon wrote:It's underrated.

Do you think it's because the bonus isn't very exciting? Or because you have to wait until the second year (and actually pay the AF) to get the free night (instead of just the points)?
I didn't bother with the card before, because I thought there were major AF restrictions. But even one free night at a $250 property would pay for 5 years of annual fees!
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Re: Chase IHG - Am I missing something?

Postby kdm31091 » Mon Jun 08, 2015 5:18 am

It seems like a very nice card, assuming the places you typically go have IHG properties around...that's the only caveat

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Re: Chase IHG - Am I missing something?

Postby Vermonster » Mon Jun 08, 2015 9:08 am

The part that concerns me about the free night is it says "subject to availability." now that could be legal for "sometimes the hotel you want is full, so tough luck" or it could be marketing for "there are 10 hotels to choose from each year and they fill up fast."

The 80k points sounds nice, but from reading a review it looks like they equate to about .33 cents per point.

Still though, I think you are right about it being very underrated given the $49 AF. As you say, a single $250 hotel pays for the card for 5 years. not including the Platinum status it gives.
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Re: Chase IHG - Am I missing something?

Postby CarefulBuilder14 » Mon Jun 08, 2015 11:00 pm

I know I probably won't always be able to get the free night at exactly the hotel I want, exactly when I want.

Still, though, they don't have blackout cities like Marriott and Hyatt do...and I like Holiday Inns when I'm in more rural areas.

I think I'll get this card soon...but I might hold out for 70k or 80k points instead of the standard 60k. On the other hand, it would be nice to start the countdown to the annual free room soon.

It won't be a high-spend card, so spending time in the garden isn't too important.

I'll wait a month or two for a special offer, perhaps.
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Re: Chase IHG - Am I missing something?

Postby rockyrock » Tue Jun 09, 2015 9:19 am

I'm looking to get rid of my Marriott Premier card. I just don't use it anymore and don't think it's worth the AF. I hate to close it because it's one of my older cards. The problem is they are only offering the IHG or non Premier Marriott card as a PC--both have AF.

I may end up just closing it. If a great offer comes along in the next month for the IHG card I may take that otherwise I'll move my credit line over to my Freedom and close the MP...
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Re: Chase IHG - Am I missing something?

Postby CarefulBuilder14 » Tue Jun 09, 2015 10:36 am

rockyrock wrote:I'm looking to get rid of my Marriott Premier card. I just don't use it anymore and don't think it's worth the AF. I hate to close it because it's one of my older cards. The problem is they are only offering the IHG or non Premier Marriott card as a PC--both have AF.

I may end up just closing it. If a great offer comes along in the next month for the IHG card I may take that otherwise I'll move my credit line over to my Freedom and close the MP...

Do you just not stay at hotels as frequently as you once did? Or you're finding there are too many blackout properties for the Marriott free night? Or other hotel chains offer a better value?
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Really not sure what I'll add next or when

rockyrock
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Re: Chase IHG - Am I missing something?

Postby rockyrock » Wed Jun 10, 2015 12:04 am

CarefulBuilder14 wrote:
rockyrock wrote:Do you just not stay at hotels as frequently as you once did? Or you're finding there are too many blackout properties for the Marriott free night? Or other hotel chains offer a better value?


Maybe a little bit of all. For many years, I couldn't use the certs at all unless I traveled to the mainland. There wasn't a Cat 1-5 hotel in Hawaii...now I'm in California so that isn't an issue. I'm trying to consolidate my point earning and this seems to be the best way to do so. I haven't swiped the Marriott card for years.

I only value the certificate if it takes the place of something I would have done anyway. If I was planning on staying at a Marriott (already) and had a cert then it's a bonus.

I don't travel the same way I used to and in the same style. Before, I would always stay at Hiltons and Marriotts and the occasional Sheraton--only three and four star properties. Now when I travel, I aim for the 2.5 star properties. It doesn't matter to me as much and I don't travel for leisure as much.

My stockpile of Starpoints is pretty good so if I want to stay at a higher end property I'm covered. Marriott and Hilton points are junk!
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Re: Chase IHG - Am I missing something?

Postby CarefulBuilder14 » Thu Jun 11, 2015 5:18 pm

I know that Hyatt and Marriott will let points expire if there is no qualifying activity for two years. What about IHG?

*60k points plus a $50 credit is starting to look tempting...

**Also, when you use the free night certificate, do you have to book the room a certain number of days in advance - assuming there is no shortage of available award/free night rooms?
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when



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