lobbythis wrote:Well, I'm not sure what the Rewards card is going to offer other than Chip + Sig since it's not a travel card, but I did get them to send a new one. It was super easy. I thought you had to do it through customer service, but they have it in your account settings and it takes 2 seconds to just request a new card. You don't even have to explain anything or give a reason.
I think all Barclaycard cards with chips have the same signature-priority, PIN backup mode. Rewards, Arrival, Arrival+, and others (again, I think) are all signature-priority, PIN backup.
And related to this, can anyone suggest a merchant (preferably a chain common in the northeast) that is good for Barclaycard PIN activation? Or does any transaction approved by a signature count towards PIN activation?
I would absolutely prefer Chip + PIN priority but I appreciate that for now banks like Barclaycard, Wells Fargo and the east coast credit unions (SDFCU, PENFED, ANDREWS FCU et al) offer at least Chip + PIN functionality at unmanned kiosks. It is better than nothing I suppose.
As far as activating the PIN...I looked at their website, Barclaycard clearly states that the PIN will be activated once you use your card with a cashier (point of sale, not online). It's almost as if they just want to be sure that the physical card is present.
"Activate your new PIN.
If you change your PIN, it won’t take effect until you use your card at a chip-card terminal with a cashier. Your first transaction will activate the PIN. You'll then be able to use the chip-and-PIN feature at self-service terminals."
So they don't say anything about needing to enter the PIN to activate it, just have the card present at a chip enabled merchant. Walmart, The Home Depot and most recently, Target are the only merchants near me that have actually turned on their EMV readers. I would imagine the North East (Boston, NYC, Philly) would have more turned on since those cities are frequented by overseas travelers. At any rate, Barclaycard knows that they are Chip + Signature priority so it has to just be the fact that they want to see a physical card or maybe the first purchase on the new card is programmed to be Chip + PIN priority with all subsequent being Signature priority. Give it a shot and let us know.