MemberSince99 wrote:The Arrival is a good card. Any issue there isn't really the card, but more likely, dealing with Barclays.
I actually like the card. Just not sure I like Barclays.
For what it's worth, I don't see myself at this time keeping it when the AF hits, but that's always subject to change. Currently my feeling is I'd prefer to give the swipes to lenders who have shown me they want the business. Oh well I have a little less than 6 months to go before that hits so we'll see. Not holding my breath on it.
Are you saying they have to waive your AF to show they want your business? Not to be rude, but if they do that for everyone, there's no point in them having an annual fee. You have to expect to pay it sometimes. Doesn't mean they don't want you as a customer, but you can't expect that everything will just be given to you, either.
Did I say that? Nope didn't think so. What I meant is, others have given nice CLIs. Barclays gave me a hard and flat out denied me. The Arrival is currently my lowest limit open card at 7.5k. They think I already have "sufficient" credit according to their denial. Ok, I read that as they really don't care to get the business, and if that's the case, I'm happy to oblige because I really DO have more cards than I currently want. So in a way I agree with them, but I gave them the chance to get more swipes/business and got declined. Something has to go, and I don't mind if it's this card, despite it being a good one.
I'm sorry if it bothers you but I'm now past where I have to put up with Cap One 500 limit cards with no rewards and a 39 annual fee. If they want my business now, they have to compete for it. I have sufficient credit that I can choose who give my business to. Not being arrogant by any means just telling it like it is. If they don't care to be competitive, ok, no hard feelings I'll move on. That's just how it works. I know the rugged individualist job creators who are the patriot saviors of America hate competition, but I think we need more of it. That's truly what brings about better service and competitive pricing. Look at cell phones and what T-Mobile has done there. I used to think T-Mobile was a joke now I thank them for daring to compete in the market and forcing the other carriers to do the same thing. So let them all compete and may the best companies win, and may the odds be ever in their favor