- Centurion Member
- Posts: 323
- Joined: Tue Mar 06, 2012 12:15 am
- Location: Chicago
So as you all know from my last thread I was looking to get advice on how to do a PC and go to the new DC card. Well, finally yesterday I had some time.
Yesterday, I called just the regular CS line to speak to a CSR, explained what I wanted to do. The CSR knew what I wanted to do, but wasn't sure if I could switch both my Thank You cards (Visa and MC) to the DC, so the CSR transferred me to her Account Manager.
Account Manager got on the phone and knew exactly what I wanted to do. She was able to get it done no problem! There were a couple things to note though..
1) I had to run credit for the new DC card for doing a PC only because she was taking my line of credit from my TY Visa. That kind of sucked. Also, I kept the TY Visa open, did not want to close it. Also, she informed me that there needs to be a min. of $2k CL on the card to keep it open. My CL on this card is $6.4k. So she transferred $4.4k of my CL to the new DC card.
2) The TY MC that I have, the acct number and everything stayed the same with the new DC card, I kept the same line of credit ($4,600) plus added the line of credit from my TY Visa ($4,400). So now my new CL for the DC card is $9k. That is ok. With my Freedom card, I am at $12.5k CL.
3) I am hoping that I will get a good CLI now that this card will be my daily card. I did put in a call to the Account Manager that handled my PC yesterday to see since she ran my credit yesterday, I want to see if she can get me a CLI.
So all in all I am happy. Simple PC, got to keep my same acct number as before (6/2012) so no new accts were added which is good for credit. Plus I was able to take the majority of my CL from the TY Visa and combine it with my new DC card!!!!!
Just logged onto my acct, and the new DC card with the $9k is already in place!
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)