pswinontario wrote:What do u think, is it a good idea to apply for BBR since I have cash back card.
If you have a small recurring charge that you can place on this card and not forget about each month (I charge my 24 Hour Fitness to mine) then it is a great way to get money for doing very little work. It also helps to have a BofA savings, or checking or Merrill Lynch account so you get the bonus.
So yeah, up to $120 a year for free, I'd say it is worth it. I have to imagine they will eventually change this card as too many of us have found the loophole, so I am enjoying mine while I can.