Citi Double Cash Card... Couple of Questions

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Dylan1982
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Re: Citi Double Cash Card... Couple of Questions

Postby Dylan1982 » Wed Apr 29, 2015 7:57 pm

Vermonster wrote:From What I have heard, it is easier to app for a new card and try and convince them to move CL around. Some people have success with it, others do not. But I have never heard of Citi granting a PC unless it is to try and get someone off of an older card like the Forward.

That sucks, as I would rather do a PC and transfer over the CLs and get rid of two cards and only using 1 from CitiBank.

There has to be some sort of back door number to call to talk to someone.......
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)


Nixon
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Re: Citi Double Cash Card... Couple of Questions

Postby Nixon » Wed Apr 29, 2015 8:05 pm

Dylan1982 wrote:
Vermonster wrote:From What I have heard, it is easier to app for a new card and try and convince them to move CL around. Some people have success with it, others do not. But I have never heard of Citi granting a PC unless it is to try and get someone off of an older card like the Forward.

That sucks, as I would rather do a PC and transfer over the CLs and get rid of two cards and only using 1 from CitiBank.

There has to be some sort of back door number to call to talk to someone.......


Executive office. Citi has a horrible reconsideration department.
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Dylan1982
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Re: Citi Double Cash Card... Couple of Questions

Postby Dylan1982 » Wed Apr 29, 2015 9:50 pm

Nixon wrote:
Dylan1982 wrote:
Vermonster wrote:From What I have heard, it is easier to app for a new card and try and convince them to move CL around. Some people have success with it, others do not. But I have never heard of Citi granting a PC unless it is to try and get someone off of an older card like the Forward.

That sucks, as I would rather do a PC and transfer over the CLs and get rid of two cards and only using 1 from CitiBank.

There has to be some sort of back door number to call to talk to someone.......


Executive office. Citi has a horrible reconsideration department.

Do you have a number for the Executive Office?
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)

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lg8302ch
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Re: Citi Double Cash Card... Couple of Questions

Postby lg8302ch » Thu Apr 30, 2015 12:43 am

Dylan1982 wrote:Currently, right now with CitiBank I have the Thank You Preferred (Security chip Visa) and Diamond Preferred MC (now Thank You MC with Security chip).


TY Visa = $6,400 CL
TY MC = $4,600 CL


Since obtaining those two card I hardly use them as I use my Freedom card FOR EVERY SINGLE PURCHASE (bill gets PIF every month). I started with a CL of $5k 2/2013. As of today, my CL is now $12,500! Again I use this card for EVERYTHING!!


So here is my question, today in the mail I got an app for the Cit Double Cash Card. I like the sound of the card. Now for my question: Can I do a product change with my already two active TY cards and change them for the Citi Double Cash card? Can I take the 2 CL and transfer them to the DC card? If I wanted to do a product change, does any one have a backdoor number for me to contact someone???


Because if I can do that, then I would get rid of my Freedom card, then go from two unused cards (two TY card) and go to the DC card...


I have great a great credit score and great payment history with Citi, not an active one since I use my Freedom card, but its flawless


I did a PC a few months back from the Citi AA Platinum Select WMC to the Citi DC WMC and it was just a quick phone call. Chat I only use for APR reduction. Maybe try to do it in two steps...first PC 1 card and on a later stage try to combine limits. Good luck!

Nixon
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Re: Citi Double Cash Card... Couple of Questions

Postby Nixon » Thu Apr 30, 2015 12:44 am

lg8302ch wrote:
Dylan1982 wrote:Currently, right now with CitiBank I have the Thank You Preferred (Security chip Visa) and Diamond Preferred MC (now Thank You MC with Security chip).


TY Visa = $6,400 CL
TY MC = $4,600 CL


Since obtaining those two card I hardly use them as I use my Freedom card FOR EVERY SINGLE PURCHASE (bill gets PIF every month). I started with a CL of $5k 2/2013. As of today, my CL is now $12,500! Again I use this card for EVERYTHING!!


So here is my question, today in the mail I got an app for the Cit Double Cash Card. I like the sound of the card. Now for my question: Can I do a product change with my already two active TY cards and change them for the Citi Double Cash card? Can I take the 2 CL and transfer them to the DC card? If I wanted to do a product change, does any one have a backdoor number for me to contact someone???


Because if I can do that, then I would get rid of my Freedom card, then go from two unused cards (two TY card) and go to the DC card...


I have great a great credit score and great payment history with Citi, not an active one since I use my Freedom card, but its flawless


I did a PC a few months back from the Citi AA Platinum Select WMC to the Citi DC WMC and it was just a quick phone call. Chat I only use for APR reduction. Maybe try to do it in two steps...first PC 1 card and on a later stage try to combine limits. Good luck!


To avoid HP and new TL, this appears to be the way to go.
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Dylan1982
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Re: Citi Double Cash Card... Couple of Questions

Postby Dylan1982 » Thu Apr 30, 2015 2:09 am

lg8302ch wrote:
Dylan1982 wrote:Currently, right now with CitiBank I have the Thank You Preferred (Security chip Visa) and Diamond Preferred MC (now Thank You MC with Security chip).


TY Visa = $6,400 CL
TY MC = $4,600 CL


Since obtaining those two card I hardly use them as I use my Freedom card FOR EVERY SINGLE PURCHASE (bill gets PIF every month). I started with a CL of $5k 2/2013. As of today, my CL is now $12,500! Again I use this card for EVERYTHING!!


So here is my question, today in the mail I got an app for the Cit Double Cash Card. I like the sound of the card. Now for my question: Can I do a product change with my already two active TY cards and change them for the Citi Double Cash card? Can I take the 2 CL and transfer them to the DC card? If I wanted to do a product change, does any one have a backdoor number for me to contact someone???


Because if I can do that, then I would get rid of my Freedom card, then go from two unused cards (two TY card) and go to the DC card...


I have great a great credit score and great payment history with Citi, not an active one since I use my Freedom card, but its flawless


I did a PC a few months back from the Citi AA Platinum Select WMC to the Citi DC WMC and it was just a quick phone call. Chat I only use for APR reduction. Maybe try to do it in two steps...first PC 1 card and on a later stage try to combine limits. Good luck!

Did you just call the regular CS number?
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)

Dylan1982
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Re: Citi Double Cash Card... Couple of Questions

Postby Dylan1982 » Mon May 04, 2015 10:10 am

So no one has a "backdoor" number for CitiBank? I really want to see if I can do a PC, but I do not want to talk to a regular CSR..... Someone please help...
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)

1DJONAS
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Re: Citi Double Cash Card... Couple of Questions

Postby 1DJONAS » Thu May 07, 2015 7:28 pm

How old are the Citi cards? You have to wait at least one year to be able to product change their cards. I changed a ThankYou Preferred to a Double Cash and a ThankYou Premier to a Forward right over the chat function. Even if you do the product change, you can't consolidate the limits without a hard inquiry. I personally would just apply for the new card. There is no number to speak with the department that does limit exchanges. You ring the regular customer service and ask them to send the request, if they say they can't speak with a supervisor. They ask the same questions as they do for an increase, tell you a hard inquiry will be needed and they'll send it off and get a response within two days.

Dylan1982
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Re: Citi Double Cash Card... Couple of Questions

Postby Dylan1982 » Fri May 08, 2015 4:31 pm

I started a new thread guys. I was able to successfully complete a PC to the new DC Card!
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)



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