pswinontario wrote:I have my CK score 740 and have a age of 1 yr since my first credit card. I have BOA and AMEX , total credit is 5k.
Do u think to apply for Citi is a good idea now?
We can't tell you that. As far as I know Citi does not use the VantageScore that Credit Karma provides. The total of yourcredit limits doesn't tell us enough either. Even with all the details we're not Citi underwriters so we're just guessing. You may want to try the Credit Pulls Database but you'll need to Google to find it. I do not have a link handy.
pswinontario wrote:Are your application results based on household salary?
From the Double Cash application:https://www.citicards.com/cards/credit/ ... rospectID=
If you are 21 or older, you may include salary and wages from others that you can reasonably access to pay your bills.