- Centurion Member
- Posts: 4060
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Chase isn't as flexible as other issuers when it comes to waiving AFs.
Amex certainly has a reputation for waiving fees (or, technically, offering loyalty bonuses or "statement credits" in the amount of the AF) if a person spends a lot of money on a card - in the vicinity of $20k-$30k a year for PRG. It would be fairly strange for someone to spend $30k on a PRG and not get at least a $100 credit from Amex. 20k or 25k MRs would be more likely.
With Chase (CSP for example), someone spending $30k would be lucky to get even a $25 or $50 credit. Chase doesn't make as much per dollar in swipe fees as Amex, so they are more dependent on AFs.
I'm not saying it's impossible to get the AF waived - just that you need to spend a lot on it to have leverage. Of course, if you're spending that much money, it's a much better deal to just get the Ritz-Carlton card and not bother with the Marriott Premier. If you stay at R-C or Marriott a lot and can spend $10k a year on the R-C card, it's a pretty good value since you get Gold status*. You'd have to spend several times that much to get Gold status via the Marriott Premier.
*Edit: Gold status, some airport lounge access, the $300 travel credit, great customer service, etc...lots of good stuff for the $395 AF.
2nd Edit: Does anyone know if the $100 2-night credit on R-C just applies to R-C brand hotels - or also to Marriott brand properties? The card terms only specify that it applies to "participating hotels".
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech