New Citi Simplicity Arbitration Opt-Out

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New Citi Simplicity Arbitration Opt-Out

Postby VictorSuede » Wed Apr 15, 2015 2:41 pm

Hello. I just got a Citi Simplicity MasterCard for balance transfer purposes. They actually let me have it this time, with a usable credit line, after rejecting me a year ago. Excellent.

I was looking through their cardmember agreement to see if it was possible to opt out of their arbitration agreement. I've been able to do this with my Discover IT and Chase Visa. I did not see an opt-out provision in the Citi Simplicity CA.

Am I missing something, or am I correct in thinking there's no way to opt out?

Victor Suede

My Cards
  • Discover IT (1% Everything; 5% Rotating): $15.7k (Credit Limit Increase: 3/15)
  • American Express Premier Rewards Gold (1 Point per Dollar Everything; 3 Points per Dollar Travel; 2 Points per Dollar Gas and Groceries): NPSL (7/13; Credit Limit Adjustment 8/14)
  • Chase Slate: $500 (4/14)
  • Barclaycard MasterCard (1 Point per Dollar Everything; 2 Points per Dollar Gas, Groceries, Utilities): $2.9k (8/14; Credit Limit Increase 4/15)
  • Citi Simplicity MasterCard: $1.5k (4/15)

Total CL: $20.6k

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Postby JamesMS » Wed Apr 15, 2015 10:33 pm

I don't believe that you can with Citi. You might want to call them to make sure. When you find out, let us know.
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