Meijer Mastercard

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
4 posts
Michael
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Meijer Mastercard

Postby Michael » Tue Apr 14, 2015 10:29 am

I recently applied for the above card and was accepted with a $11000 limit. The bank is Synchrony Bank.

Meijer is a superstore in the Midwest states, similar to Walmart.

The rewards are not really good, but it is my only mastercard. I should not have applied for it, because right after I applied for Chase Sapphire Preferred and was accepted.

I also have Chase Freedom, Chase Sapphire Preferred, AMEX BCP, Discover IT, and Cap One Quicksilver, and Costco AMEX.

Is it worth keeping this card since it has an $11000 limit and maybe use it once in a while, or close it?


JamesMS
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Postby JamesMS » Tue Apr 14, 2015 3:07 pm

Honestly, that depends.

- How long have you had the card?
- How long have you had the other cards?
- If you cancel that card, what will it do to your utilization percentage?

The answer to "should I cancel a card" is hardly ever a straight yes or no answer. There are so many factors that need to be taken in to consideration.
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luvbullmarkets
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Postby luvbullmarkets » Tue Apr 14, 2015 4:49 pm

1. What exactly is the Meijer rewards structure?
2. How much do you usually spend at Meijer?
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popamode72
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Postby popamode72 » Tue Apr 14, 2015 4:54 pm

Michael wrote:I recently applied for the above card and was accepted with a $11000 limit. The bank is Synchrony Bank.

Meijer is a superstore in the Midwest states, similar to Walmart.

The rewards are not really good, but it is my only mastercard. I should not have applied for it, because right after I applied for Chase Sapphire Preferred and was accepted.

I also have Chase Freedom, Chase Sapphire Preferred, AMEX BCP, Discover IT, and Cap One Quicksilver, and Costco AMEX.

Is it worth keeping this card since it has an $11000 limit and maybe use it once in a while, or close it?


If you still want to have that sort of utilization prybar there, you can just sock drawer it and put an occasional charge on it. If that doesn't interest you much, close it I guess.
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