- Green Member
- Posts: 19
- Joined: Fri Feb 20, 2015 11:13 am
- Location: IL
I was wondering whether any has experience with this:
I applied and got a Capital One secured mastercard 2 months ago (need to build credit with no credit history as we only moved to the US a few months ago). I paid the deposit and once I got my first statement, I paid it off fully. I then waited for the due date to pass to see the card show up on my credit report which it didn't. 8 weeks or so have past since I got the card and there is nothing on my credit report.
The hard check Capital One run is there but no line of credit.
Today I contacted Capital One and they confirmed that everything was right on their end and that the credit bureaus (all 3) must not be reporting what they are receiving from Capital One and that they can dispute it for me.
Has this every happened to anyone? That the bank sends the info and the bureaus chose (for whatever reason) not to show it on the report? and if yes, any advise?
It seems a little fishy to me...