- Centurion Member
- Posts: 3954
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Certain things seem to make some people here just become enraptured. Try to keep in mind:
"Concierge services" - The good ones aren't cheap, and even they can fail or misunderstand a request. A smartphone and good manners can go a long way. I have heard good things about Amex Platinum's restaurant reservations, though.
"Airport lounge access" - No card will get you into every lounge, and there are a lot of competing programs. Unless you really fly a lot and know which lounges you'll be using, it might be cheaper to just pay a daily rate. Also, you can just find a quiet restaurant near your gate. I've heard airline-operated lounges are great if you need to rebook in a hurry, though.
Metal - This is 2015. Creating credit cards out of metal isn't really a technological feat, and the manufacturing cost is pretty low. NFC technology, Apple Pay, and the chip in the cards (both plastic and metal) are far more advanced and cooler. The Palladium has only a little bit of palladium, and even the Centurion's anodized titanium can also be found in some higher-end frying pans. But you do get the perks of a heavier wallet and perhaps back problems if you sit down with your wallet in your back pants pocket (I'm a side pants pocket or jacket inner pocket guy).
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May