What's the best hotel rewards card (excluding SPG)?

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amex007
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What's the best hotel rewards card (excluding SPG)?

Postby amex007 » Mon Apr 06, 2015 4:02 pm

I am happy that I was recently approved for a Chase Hyatt card. However I am curious as to what others think when compared to 2 other cards.

Chase Hyatt vs Citi HHonors vs Chase Marriott Premier Rewards ?

The Hyatt and Marriott cards both give you a free annual night although the Hyatt signup bonus of 2 free nights is a great deal.
I feel like Hilton has downgraded their rewards system and some of my points with them even expired. At least Hyatt points dont expire. But Hyatt doesnt have as many locations as Hilton and Marriott but I guess thats the tradeoff.
Opinions for the best card?
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CarefulBuilder14
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Postby CarefulBuilder14 » Mon Apr 06, 2015 5:04 pm

I think Marriott restricts their annual free night property options too severely. Hyatt seems a little better about this, and often offers a higher cent-per-point value. I think it is very hard to get great value for points with any Marriott property (unless, perhaps, you have a high status level).

I probably won't get any of them, but I do expect to redeem a lot of URs efficiently through multi-night stays at a Hyatt every few years.

If I could make consistently good use of the annual Hyatt free night, I would probably get the Hyatt card - but I can't, so it would go to waste some years.
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deathrider
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Postby deathrider » Mon Apr 06, 2015 5:27 pm

I get the 4th night free at ANY hotel no matter the price with unlimited use with my Citi Prestige, I used it last month and received my credit quick, before I even arrived to the hotel in Mexico, I received the credit
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CarefulBuilder14
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Postby CarefulBuilder14 » Mon Apr 06, 2015 6:33 pm

deathrider wrote:I get the 4th night free at ANY hotel no matter the price with unlimited use with my Citi Prestige, I used it last month and received my credit quick, before I even arrived to the hotel in Mexico, I received the credit


That can be a great deal in some cases, especially for people who stay in a lot of different hotels. I see what appear to be three big limitations, though:

1. If you're paying full price for three nights, your savings are limited to 25% of the total cash price (assuming a constant cash price for all four nights). Paying with loyalty points can sometimes save a lot more.

2. You need to actually stay for four nights at the same place. That's a very YMMV area.

3. A lot of hotels have their own offers for a free 3rd or 4th night (or other discount offers), limiting the times you actually need the Citi benefit.
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deathrider
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Postby deathrider » Mon Apr 06, 2015 7:14 pm

CarefulBuilder14 wrote:That can be a great deal in some cases, especially for people who stay in a lot of different hotels. I see what appear to be three big limitations, though:

1. If you're paying full price for three nights, your savings are limited to 25% of the total cash price (assuming a constant cash price for all four nights). Paying with loyalty points can sometimes save a lot more.



I thought about this too but when I talked to Prestige concierge they told me if I find a better hotel deal online then I can call them and ask for that rate. I looked and the offer they gave me was what I found online, it saved me 175$,
you do need to stay for at least 4 nights though.

sometimes you can get a better overall deal just doing an all inclusive package if your traveling for pleasure, I might go this route on my next trip
[size=100]Citi Prestige CL 16.5k

Chase Sapphire CL12.5k

Amex Gold NPSL

Sears MasterCard CL 8k

JP Morgan Ritz Carlton Canceled[/size]

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otter
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Postby otter » Mon Apr 06, 2015 8:45 pm

The First Premier Bank Motel 6 co-branded card is great. With each 5 nights you pay for with the card... you are guaranteed to get free of charge... the clap, Chlamydia, and/or Scabies (from their "maybe they were cleaned" bed linens). Be sure to add your mistress as an AU on the card.
In my Wallet:
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  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

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Postby rockyrock » Tue Apr 07, 2015 8:38 am

otter wrote:The First Premier Bank Motel 6 co-branded card is great. With each 5 nights you pay for with the card... you are guaranteed to get free of charge... the clap, Chlamydia, and/or Scabies (from their "maybe they were cleaned" bed linens). Be sure to add your mistress as an AU on the card.


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Postby rockyrock » Tue Apr 07, 2015 8:45 am

I've had the Marriott Premier for several years. The free night cert each year is nice but to be honest, most years it expires before I can use it. It has a six month shelf life and sometimes I call and can get it extended but not always.

Points are now worth less than a few years ago thanks to category changes. Up until last year, I lived in Hawaii and there were no Cat 1-5 hotels for me to use the cert at... Now I live in California and my options are a little better.

I've been Gold with Marriott for the past several years but this year I won't retain it. I don't travel for work anymore and my leisure travel is reduced as well.

Hilton I believe has the most properties, but what really matters is who has the properties at the places you travel. I ditched Hilton for Marriott years ago but then quickly discovered no Marriott properties at a few of the locations I traveled regularly. :beat:
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Brad Bishop
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Postby Brad Bishop » Tue Apr 07, 2015 12:25 pm

deathrider wrote:I thought about this too but when I talked to Prestige concierge they told me if I find a better hotel deal online then I can call them and ask for that rate. I looked and the offer they gave me was what I found online, it saved me 175$,
you do need to stay for at least 4 nights though.

sometimes you can get a better overall deal just doing an all inclusive package if your traveling for pleasure, I might go this route on my next trip


That's one of the reasons why I like just straight cash-back deals.

I remember trying some of the loyalty programs years back and it always seemed like a stupid game. When I'd want to use the points there always seemed to be a reason I couldn't use them. The other side, as stated above, is that when you could use the points it really didn't have the value you'd hope as you could probably get a better deal elsewhere.

The loyalty programs always seemed to be a kind of one-way street. I suppose, if you kept up with the game, you could make it work for you. What kind of reward is that for your loyalty, though?

Where I live we have Kroger grocery stores. They have their own loyalty card. The way they play it is say, for example, a bottle of wine is $10 at a competing store, they'll have that same bottle of wine with two prices: $21.98 or $9.98 with the loyalty card. You may save 2¢ on it or it may cost you 2¢ more but there is no real reward for using it other than the hassle of having to use it to get the same price at their main competitor down the street or, if you forget, paying a ridiculous price on the shelf for the same item.

It just pisses me off that they even want me to deal with it. I shop at their competitor just to avoid the nonsense.

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Postby luvbullmarkets » Tue Apr 07, 2015 12:51 pm

Also look into the Chase IHG card. There is currently a 70K point promo plus IHG has a relatively low A/F.

If you travel throughout North America you will find IHG properties everywhere.
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