What's the best hotel rewards card (excluding SPG)?

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CarefulBuilder14
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Postby CarefulBuilder14 » Tue Apr 07, 2015 9:57 pm

luvbullmarkets wrote:Also look into the Chase IHG card. There is currently a 70K point promo plus IHG has a relatively low A/F.

If you travel throughout North America you will find IHG properties everywhere.


How flexible are the property options for the annual free night? With a $49 AF, I certainly expect they won't give you a room that would cost $400+ cash. Chase is less specific about the details than they are for their Hyatt or Marriott cards.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
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Taxes/Misc: SPG

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Might add: First Tech, proper business card, Delta Gold, Aviator Red, BofA Travel


luvbullmarkets
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Postby luvbullmarkets » Tue Apr 14, 2015 4:24 pm

CarefulBuilder14 wrote:How flexible are the property options for the annual free night? With a $49 AF, I certainly expect they won't give you a room that would cost $400+ cash. Chase is less specific about the details than they are for their Hyatt or Marriott cards.


I am not quite certain. Most likely you would get a lower category grade free night room. I highly doubt you would get a free night suite at the Intercontinental Hotel. Perhaps more along the lines of a standard room at the Holiday Inn Express. Regardless paying for one night at such room will cost more than $49.
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benhollberg
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Postby benhollberg » Tue Apr 14, 2015 9:37 pm

If you already have the Hyatt I would say go for the Marriott Premier. Marriott's card offers a free night at category 1-4 at signup then 1-5 each anniversary when your annual is due. I have found good use of my free night certificates but understand how others haven't, expires in six months. Both Marriott and Hilton points don't have too much value so I wouldn't put any regular spend on the card. However with Marriott you can earn up to or over 15 points per dollar (at most properties) spent when staying with them, now those not so valuable points add up quick.
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CarefulBuilder14
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Postby CarefulBuilder14 » Tue Apr 14, 2015 9:55 pm

I wrote a bit more here about the Marriott card (bottom of the page):

http://creditcardforum.com/general-credit-card-talk/11682-applying-chase-marriot-hard-pull-if-i-already-have-chase-card.html

So the 20%/25%/50% status bonus only applies to the base 10 points per dollar, right? You don't earn the bonus on the Marriott card's extra 5 points?
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card, Delta Gold, Aviator Red, BofA Travel



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