luvbullmarkets wrote:Also look into the Chase IHG card. There is currently a 70K point promo plus IHG has a relatively low A/F.
If you travel throughout North America you will find IHG properties everywhere.
How flexible are the property options for the annual free night? With a $49 AF, I certainly expect they won't give you a room that would cost $400+ cash. Chase is less specific about the details than they are for their Hyatt or Marriott cards.