Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Postby CarefulBuilder14 » Sat Apr 04, 2015 11:20 pm

RubenMtzJr wrote:You need to wait from 7 to 10 business days for any credit card.

Not true. A lot of cards come with faster delivery, especially travel cards with annual fees.

I wouldn't hold my breath waiting for the card in question, though.

Edit: And a secured card really isn't necessary.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card, Delta Gold, Aviator Red, BofA Travel

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Postby JonE » Sun Apr 05, 2015 11:18 am

I have checking and "non-emergency" general savings with Chase. And yes, they pay essentially zero interest. I also have an emergency fund through capital one 360 that I may transfer to a brokerage account once the balance gets a little higher.

Chase gave me a $2000 limit Freedom when I was about 620 on EX, so they've been good to me in that regard.
Wallet: Chase Freedom, Discover IT
Chopping Block: Synchrony
Future: TBD

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Postby JamesMS » Tue Apr 14, 2015 10:45 am

glg1992 wrote:Finally, I get my chance to get a credit card, Capital One approved me instantly. Although I wish I gotten the Discover it student card, but I'm happy with Capital One. :ppp
I hope tomorrow it comes in mail...later on after a year I want to consider Chase freedom. Or retry Discover.

Congratulations. Capital One is a good first card to have. It was mine and I still have it today.
Main Cards:
Amex BCE
Amex Everyday
Bank of America Cash Rewards
Chase Freedom
Capital One Quicksilver
Citi Thank You Preferred

Spark Cash Back (Business), Amex Plum (Business)

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