billthetubadude wrote:Started an application for the PenFed card a few days ago. Stopped the app about half way through, decided I didn't need the card, and clicked out of the site. Today on MyFico I was notified of a hard pull from PenFed. Called and spoke with one of their consumer reps and was told ,"yes", after doing only half the application it's submitted automatically. Figured since the hard pull was already done I'd go ahead with the application, answered a few more questions, and was given a $20,500 limit on a new card.