- Centurion Member
- Posts: 183
- Joined: Fri Jan 30, 2015 1:29 pm
- Location: Charlotte, NC
If you're only going to have the two HPs (and you're not desperately shopping dealer to dealer pullin your credit each time), it won't (or at least it shouldn't) matter doing both. I work at a dealership and while I'm not in finance, I always pick the brain of my manager about this type of stuff. Even if you get an auto loan today, it won't even show up (besides the HP of sending to bank) on your credit for almost a month.
The only time there would be an issue (and I can speak to this directly in addition to working for a dealership) is if you're in process of closing on a house. It's typical of a mortgage lender to not only pull your credit when applying but also prior to closing (even day of in some cases). You never wanna mess with that.
Hope this helps and keep us posted!
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