Southwest Card - Good idea or bad? Do you have it? Why?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Southwest Card - Good idea or bad? Do you have it? Why?

Postby AmexSteve » Thu Mar 12, 2015 1:06 pm

Hello everyone,

I am interested in getting a credit card to start building points for travel. Currently the only points card I have is a Amex Green Card.

I do not do much traveling via Airline or stay in to many hotels, however I would like to start flying once a year to a destination.

Normally, I use Southwest. I love the airline and how they operate. This is why I think there card would work for me.

If anyone has the card and could tell me there experience that would be great! Also tell me if it sucks and I should not get it ;)

I did read the review from CreditCardGuru, but I am looking for your advice and experience with it.


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Postby luvbullmarkets » Thu Mar 12, 2015 6:34 pm

First ask yourself this question. Will I be able to recoup the annual fee for just flying on Southwest once a year? The answer of this question is based upon your valuation of Rapid Rewards Points.
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Postby im_mr_awesome » Sun Mar 15, 2015 8:55 am

You will get increased Rapid Rewards Points for using the Southwest card to pay for Southwest travel, as you do with almost all airline cards. This does make for a good reason to get it, if you fly enough to make the AF worth it, and you use it as your normal card.

However, you also could use a card like Chase Sapphire Preferred, and get points on dining and other expenses (plus the bonus), which you can use UR to redeem for airline tickets. Or the Discover It Miles. Or just upgrade your Green to Premier Rewards Gold.

Personally, I fly a lot for work, so I get free miles anyway (AA and Delta). So I don't have an airline card. I just use a combination of Discover It, Citi Double Cash, Chase Amazon, and Quicksilver depending on the type of spending. The Cash back ends up softening the cost of personal travel over a year, since I don't travel much just for myself.
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FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
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Postby Taalar » Thu Apr 02, 2015 7:14 pm

I figured the same thing as Mr. Awesome. I use my Quick Silver card and AMEX preferred cash and get 1200-1500 cash per year back. That pays for the few times I need to travel very easily.
Chase Sapphire preferred Signature Visa: $45,000
Capital One Quick Silver Visa Signature $25,000
American Express Blue Cash Preferred $35,500
Citi Double Cash World MasterCard $6,000
USAA World MasterCard $20,000
Bank of America Visa Signature $47,500

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