upnorth wrote:Most warehouse cash back's are annual including Costco-Amex. Amex also gives check redeemable at Costco.
that said, the 5% on gas for a total limit of $6000 is far superior to the 3% cash back with lower limit on Amex Costco. Plus this card has off-line pin, so it can be handy when traveling overseas for chip and pin format.
Does it have FTF's? I suspect it does, and if so, it would not be very helpful overseas. I'm not a Sam's Club member, though, and I can't find a way to view the card's terms without logging in with a membership ID.
I don't have a True Earnings card, but instead I use my PRG at Costco for warehouse and gas purchases. I would have trouble getting 3 cents of value per MR, so it's not the way to absolutely maximize my rewards. Saving 14% (last I calculated) compared to other local stations is where most of the savings lies.
A Costco clerk did recently try to overcharge me, though, when he entered the wrong item code. I think he knew he had made a mistake but didn't bother to fix it, figuring I'd overlook a $30 error in a $300 transaction. He was telling me to keep moving towards the exit so he could check out the next customers, but I made a fuss and hi manager fixed it quickly.
Mostly I've had a good experience shopping there, though.