Product Change question

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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pac4toon
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Product Change question

Postby pac4toon » Fri Mar 06, 2015 2:53 pm

Is it possible to do a product change from CSP to Marriot Rewards? If so, will Chas still give me their introductory offer? Thanks.
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE


Patcell87
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Postby Patcell87 » Fri Mar 06, 2015 4:03 pm

CSP customer service would be the place to go to find out. They have always been extremely helpful to me. My guess, however, would be that they will not product change between different categories... For example you may be able to do CSP to Freedom or Slate to Freedom, but probably not from a UR card to a hotel rewards card. Also, there is almost always no signup bonus associated with a product change unless it is a targeted upgrade offer... Your best bet would probably be to apply for the Marriott Rewards card and then move the credit line from the CSP to the Marriott card. That they almost certainly will do for you, but best bet is to call CSP customer service...

pac4toon
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Postby pac4toon » Fri Mar 06, 2015 7:04 pm

Patcell87 wrote:CSP customer service would be the place to go to find out. They have always been extremely helpful to me. My guess, however, would be that they will not product change between different categories... For example you may be able to do CSP to Freedom or Slate to Freedom, but probably not from a UR card to a hotel rewards card. Also, there is almost always no signup bonus associated with a product change unless it is a targeted upgrade offer... Your best bet would probably be to apply for the Marriott Rewards card and then move the credit line from the CSP to the Marriott card. That they almost certainly will do for you, but best bet is to call CSP customer service...


Hey thanks for the input. I'll be calling CSP. It seems
I've lost 'use' for my CSP and gonna go try the Marriot Card.
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE

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CarefulBuilder14
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Postby CarefulBuilder14 » Fri Mar 06, 2015 7:52 pm

I'm curious as to why you'd want to change. The CSP/Freedom combo is one I really like, and (I think) you can access some Hawaiian Airlines flights through Korean Air and Virgin Atlantic (Chase partners). Marriott points can be less lucrative in general, but there is the free night.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

pac4toon
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Postby pac4toon » Fri Mar 06, 2015 10:37 pm

CarefulBuilder14 wrote:I'm curious as to why you'd want to change. The CSP/Freedom combo is one I really like, and (I think) you can access some Hawaiian Airlines flights through Korean Air and Virgin Atlantic (Chase partners). Marriott points can be less lucrative in general, but there is the free night.


I rarely use my CSP and Freedom card. The card that gets the most use is my AmexBCE and my Hawaiian Airlines WEMC. I really do not have to apply for another card it's just that I've been doing "staycations" and the Marriott is one of the hotels I like. (And the free the night is not so bad haha) I have the AmexHiltonHonors as well and I am about to use the points too. lol
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE

DONx3
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Postby DONx3 » Sun Mar 08, 2015 11:20 pm

I'd do a separate app for the Marriott. Rewards rate for the Marriott is around .84% while the CSP is 1% plus 1% is the standard nowadays. UR is so flexible and I think worth more than any rewards program in the chase line up.
Amex Blue Cash Everyday 07/01
Amex Starwood Preferred Guest 03/16, BD 01
BOA Cash Rewards Visa Sig 06/07
Chase Freedom Visa Sig 12/13
Chase Ink Plus Visa Sig 05/16
Chase Sapphire Preferred Visa Sig 07/13
Discover It 01/14
IHG Rewards Club World MC 12/14
Southwest Rapid Rewards Plus Visa Sig 08/16

takeshi
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Postby takeshi » Mon Mar 09, 2015 9:18 am

CarefulBuilder14 wrote:I'm curious as to why you'd want to change. The CSP/Freedom combo is one I really like

People's situations, preferences and priorities differ and can even change over time. You can't assume that what one likes is what others like.

dickey1331
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Postby dickey1331 » Mon Mar 09, 2015 12:45 pm

Im very curious on what they say. Most things Ive read say they wont do a PC from a Chase card to a "Brand" card.
Platinum Delta Skymiles $12,900
Marriott Rewards Premier $12,000
Discover IT $12,000
USAA Cash Rewards $11,000
American Express Blue Cash Preferred $10,000
Chase Sapphire Preferred $6,500
Best Buy $6,000
Chase Freedom $4,500
Zales $4,000
Amazon Prime $4,000



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