- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
And seriously...you're already carrying a balance...but now talking about splurging on a vacation? And spending money at a rate you wouldn't even otherwise want to? How long will it take you to pay that spending off?
Now I know you might focus on the 40k UR bonus, and how you won't be able to earn it later, now that the account is open. But do you really think you'll come out ahead and earn rewards exceeding what you'll be paying in interest and fees?
Let me know if I'm misunderstanding the facts here, but everything about this sounds like a bad idea.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech