- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
adelphi_sky wrote:I had applied for a Chase Sapphire Preferred Card a few years back and got denied. my credit score was in the low 700s. I would like to try again in the future. But right now, I have a Chase Marriott Rewards Premier card and just got approved for a Chase IGH Select card (my wife loves Holiday Inn Express). I have various other cards including an AMEX Platinum card.
My question is, do banks favorably look on applicants that have one of their other products? I do know that I got approved for AMEX Platinum after having AMEX Gold. If I apply for a Chase Sapphire Preferred card after paying off the other two Chase cards, would my application then have a higher chance of being approved? All other variables being equal such as a mid-700 credit score and no late payments or judgement on my credit report.
Or does being a current customer not matter at all?
I've been with Chase since August of last year and started out with their southwest card. Worked with it for a few months and went for AARP in October and ritz Carlton in December. Both approved after verification. Went for Amazon a month later after ritz approval after many times in the past of getting denied for it and finally getting it and earlier this month went for CSP and got the message saying id need to call them to verify things and this was on a Friday night when lending department closed. Few hours later the card showed up on my chase page with a 5k limit.
Hope that helps you. I'm taking a break from chase until the freedom 200 bonus comes out and possibly moving some limits around and even downsizing my chase line up if need be. Relationship and history with other chase products does help for CSP and I had also closed my SW card in December or January.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)