- Centurion Member
- Posts: 183
- Joined: Fri Jan 30, 2015 1:29 pm
- Location: Charlotte, NC
lobbythis wrote:It's a soft pull, rather than hard pull. So, it doesn't show up on your credit report as more inquiries. Not everyone does this so it's a really good thing.
Well dang it.
I just requested a CLI on my Cap One Buy Power Card through the online portal. It first asked if I would authorize to a hard pull. Then it made me describe why I was using it (purchase, balance transfer, cash, as if I needed to explain what I was going to use it for, mainly just wanted to keep my utilization low) and asked my annual income blah blah.
Response was it would send me a nice little "decline, but have a nice day" letter in the mail within 7 to 10 days. grrrr I hate Cap One, I'm convinced they just hate me (I've had the same issue with my Cap One Quicksilver (AF version I inherited from Orchard/Sears dating to 2010).
I'll just wait for the 6 month mark of my US Air card. Thank you everyone for your help so far.
CITI Diamond Preferred $7,000 [06-16]
AMEX Platinum (Charge) [11-16]
AMEX EDay $12,000 [11-14]
Lowes Store $15,000 [4-14]
CSP VISA $6,000 [7-14]
GM MC $9,000 [9-14]
AAdvantage Red MC $10,350 [10-14]
Discover IT $4,500 [03-15]
Chase Marriott VISA $5,000 [04-15]
Cap One Quick $2,600[4-10]