Have CSP, thinking of adding United MileagePlus

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Callmedory
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Have CSP, thinking of adding United MileagePlus

Postby Callmedory » Wed Feb 18, 2015 1:55 pm

So we have about 75000 points on our CSP, enough to buy us 2 tickets to Hawaii.

We have an offer from United MileagePlus Explorer for 50000 points (spend $2000 in first 3 months) plus 5000 points for authorized user. AF waived first year.

I know points can be moved off of CSP...but no idea how. We don’t travel often, but this would be nice. Where we live, United is a major carrier--we don’t have lots of options out of the local airport (connecting flights to go anywhere type thing).

Any help on this? Where do I look or should I just call CSP?


Callmedory
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Postby Callmedory » Wed Feb 18, 2015 5:40 pm

Well, just in case anyone’s interested in United MileagePlus--application was easy. Instant approval for $32K.

CSP points can go to United, but not United to CSP.

We have the bonus from CSP from last year. A friend invited us to visit in Hawaii. Those points will pay for those airline tickets on the Ultimate Rewards site (since that gives 20% off the cost if using points). These new points will probably be used for airline tickets to Florida this fall.

I’m assuming this is a good use of the points. I’ve shown my husband the sites, encouraging him to use them for purchases for point-multipliers. Those bonuses don’t come again.

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Postby Battery111 » Wed Feb 18, 2015 6:17 pm

Callmedory wrote:Well, just in case anyone’s interested in United MileagePlus--application was easy. Instant approval for $32K.

CSP points can go to United, but not United to CSP.

We have the bonus from CSP from last year. A friend invited us to visit in Hawaii. Those points will pay for those airline tickets on the Ultimate Rewards site (since that gives 20% off the cost if using points). These new points will probably be used for airline tickets to Florida this fall.

I’m assuming this is a good use of the points. I’ve shown my husband the sites, encouraging him to use them for purchases for point-multipliers. Those bonuses don’t come again.


Sounds like you figured it out. Yeah, moving points off the CSP is easy and can be done to any partner program from their website. It's worth checking both options when booking travel. Award availability and cost on a partner carrier vs points cost on the UR website. Sometimes you can get better value by transferring and cashing in a reward with the partner, IE United. This is more often the case on higher priced itineraries since the points on UR are based on the cost of the ticket, but award travel on the airlines is a flat rate of miles based on the region.
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Callmedory
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Postby Callmedory » Wed Feb 18, 2015 7:21 pm

When we checked United, it was $x for the flight; same price as on Kayak and UR. But booking through UR using points will give 20% off. I know this doesn’t happen with every flight, but it seems (and I mean seems since I’m a rookie at this) like UR is the better deal this time.

And we just hit our AF on the CSP. **sigh**

Does anyone know if charging bills on CSP counts towards points? I’m meaning like utility, comcast, direct, etc. We pay off the total every month, so this could “delay” the actual money out.

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Postby Battery111 » Wed Feb 18, 2015 7:27 pm

Sure. Every charge gives you 1 point per dollar spent. Just beware if the utility charges a fee for using a CC. I still have two bills I pay by check out of principal because of this.
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Battery111
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Postby Battery111 » Wed Feb 18, 2015 7:35 pm

Callmedory wrote:When we checked United, it was $x for the flight; same price as on Kayak and UR. But booking through UR using points will give 20% off. I know this doesn’t happen with every flight, but it seems (and I mean seems since I’m a rookie at this) like UR is the better deal this time.

And we just hit our AF on the CSP. **sigh**

Does anyone know if charging bills on CSP counts towards points? I’m meaning like utility, comcast, direct, etc. We pay off the total every month, so this could “delay” the actual money out.


As to how to use points most effectively, let me try to give an example to explain what I was saying. I recently used my American Airlines miles to book two round trip tickets to Moscow in first class. Total mileage cost: 250k AA miles. Now, had I purchased said tickets, they would have cost $14k each. I already had the miles, and didn't spend anything I wasn't already going to spend to get them (been saving these miles for a while). In this case the miles were a much better value than it would have cost to book the tickets on the UR website using points, assuming I had an equal amount of UR points. On the UR website these tickets would have cost somewhere in the neighborhood of $28,000. Taking the 20% discount, $22,400. So that would have been significantly more points than miles.

Now I realize this isn't an apples to apples comparison since AA isn't a partner you can convert miles to. However, assuming similar pricing on united, you get what I'm saying. So, sometimes miles can be a much better value, but only when it's a very expensive fare and there is award availability. Your mileage (no pun intended) may vary.
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takeshi
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Postby takeshi » Thu Feb 19, 2015 8:50 am

Callmedory wrote:I know points can be moved off of CSP...but no idea how.

It's very easy. Click to go to the UR portal and use the link to transfer to your MileagePlus account.

Callmedory wrote:When we checked United, it was $x for the flight; same price as on Kayak and UR. But booking through UR using points will give 20% off. I know this doesn’t happen with every flight, but it seems (and I mean seems since I’m a rookie at this) like UR is the better deal this time.

Make sure you also look at redeeming your MileagePlus miles for the flight and compare that as well.

Callmedory wrote:Does anyone know if charging bills on CSP counts towards points?

You can always verify directly with the site. They're not excluded so you earn 1x.
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Earning Points
You will earn 1 point for each $1 of Net Purchases. You will earn an additional 1 point for each $1 of Net Purchases made in any of the following categories: travel; dining – when you use your card at restaurants. Merchants who accept Visa/MasterCard credit cards are assigned a merchant code based on the kinds of products and services they sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its listed categories. However, even though a merchant or the items that it sells may appear to fit within a listed category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. For more information about Chase rewards categories, see http://www.Chase.com/RewardsFAQs. ("Net Purchases" are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. See Rewards Program Rules and Regulations which will be mailed after your account is established.

Callmedory
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Postby Callmedory » Thu Feb 19, 2015 9:37 am

Thanks, all!

Well, we’re just getting the MileagePlus card now. We only have 12K miles on it from prior flights. But we WILL compare Kayak, United, and UR. And MileagePlus, just in case that’s good enough.

Many variables. I’m good with lots of things, but I don’t juggle too many variables well. Gotta lock some down into facts and reduce the number, or they all fall down. Husband, for all his ability at juggling variables (very jealous of that), has little patience and/or needs to mull it over a while--without me there. Such inconsistency with his thinking! Sometimes so very quick, other times way too slow.

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Postby Battery111 » Thu Feb 19, 2015 5:15 pm

Callmedory wrote:Thanks, all!

Well, we’re just getting the MileagePlus card now. We only have 12K miles on it from prior flights. But we WILL compare Kayak, United, and UR. And MileagePlus, just in case that’s good enough.

Many variables. I’m good with lots of things, but I don’t juggle too many variables well. Gotta lock some down into facts and reduce the number, or they all fall down. Husband, for all his ability at juggling variables (very jealous of that), has little patience and/or needs to mull it over a while--without me there. Such inconsistency with his thinking! Sometimes so very quick, other times way too slow.


Standard redemption rate for a domestic round trip coach ticket is 25k miles. Often you can do one way for 12.5k. Delta is starting to buck that standard by not really having a standard rate but a range, so this could become more common in the future. I hope not. Where you will really get a bargain is for international airfare.
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