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- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
An annual free night at a Cat 1 to Cat 4 Marriott - the Marriott card offers that, but the Ritz-Carlton doesn't. Be very
careful of the difference between Cats and Tiers when booking. You don't
get a Tier 1 to 4 place.
Of course, if you like Ritz-Carltons, you might not want to actually stay at a Cat 1 to 4 Marriott. I almost got the Marriott card thinking I could get a free night at a Cat 9.
RC is generally more for people who stay there a lot and want to save a lot of money and get perks while spending a lot of money. There's no simple annual free night - just a $100 credit when staying 2+ nights (plus other perks and credits, of course). I don't think it would likely be a good value unless you're consistently making a consecutive two-night stay every year. How often would you stay at one?
I don't think the Palladium is a good value, but I don't think it's terribly hard to get if you have the assets with Chase.
My further thoughts on those cards are below. In short, I don't like any of them. RC could be good if you're spending a lot of money and time there.http://creditcardforum.com/rewards/11382-marriott-chase-booking-logistics.htmlhttp://creditcardforum.com/american-express/11033-merrill-lynch-octave-american-express-3.html
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech