rsudhakar948 wrote:My friend is not thinking to carry balance. His main intention is to build credit history and also earn rewards with the purchases.
No balance, PIF every month = 0 percent interest. plain and simple.
lobbythis wrote:Seems to be making a big deal out of nothing.
Just got SSN and $4900 card. Be happy. Plus, you keep hyping how he won't be carrying a balance anyways. Not sure why you would expect your first card to have the best rates in the world...c'mon now.
+2. Pay your dues, have your friend build his credit and not ask for a mile when given an inch (in this case more than most first time...)