- Centurion Member
- Posts: 284
- Joined: Wed Apr 09, 2014 9:40 pm
- Location: Lawton, ok
As I've stated here before, I have an Admirals Club membership that for my specific circumstances I have found to be very valuable. Well, I recently got the email from AA that my membership was up for renewal.
I've had this membership for about three years now and every year I need to decide whether or not to renew it. This year, with more centurion lounges popping up I really had to do some soul searching on whether it was worth it. Mostly because of the ticketing assistance I decided I was going to renew.
Then I got to thinking. Why not just get the Citi Executive AA card instead which includes AC access. In the past I never really considered it, because as a frequent flyer I have status with AA. This gives me discounted admirals club dues, but not a discounted AF with Citi. However tonight I realized the flaw in my thinking. I was only thinking about the AC dues and forgetting about the AF I pay on my regular Citi AA platinum card. Even with my status discount, it comes out about the same when you add them together.
I also realized I probably won't be flying this much forever. So if say this year my travel goes down, I stand to save $50-$100 a year by just paying the Citi AF rather than the combined totals of my increased dues and the lower AF of the regular AA card. So at worst I'm paying the same amount, at best I'm saving some money per year, and I gain the other perks of the executive card like no foreign transaction fee. While I have this on my Amex platinum, nice to have another option.
As for the actual product change, I got a very helpful and friendly Citi rep who was US based. After listening to the three minutes of disclosures, it was a done deal. They also give a bit of a "grace period" to change my mind. I can call back to downgrade back to the regular card before 29 March no harm no foul. I'm thinking for my circumstances I made the right decision.
Citi AAdvantage Executive World Elite MasterCard
AMEX Everyday Preferred
Chase Sapphire Preferred
NFCU nRewards Visa