Change Citi Dividend to Citi® Double Cash Card

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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GoCreditGo!
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Change Citi Dividend to Citi® Double Cash Card

Postby GoCreditGo! » Sat Jan 24, 2015 8:21 pm

Any tips to change the Dividend card to the Double Cash card?

Is there an easy conversion process or do I have to apply and cancel?


Gamma
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Postby Gamma » Sat Jan 24, 2015 10:50 pm

I did this in December when I found out the categories this year would suck. Easy phone call did the trick. Account number changed, but everything else such as history, credit limit, etc stay the same. This is a MasterCard. Took about 2 weeks to get the card in mail. They will also transfer any reward dollars to your double cash.

CC Deville
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Postby CC Deville » Sun Jan 25, 2015 1:57 pm

GoCreditGo! wrote:Any tips to change the Dividend card to the Double Cash card?

Is there an easy conversion process or do I have to apply and cancel?


Just call the number on the back of your card; or, if you prefer, you can Tweet @askCiti or ask on Facebook to have someone contact you and you will be able to talk to someone about converting. Just make sure your Dividend is over a year old.

Anyway, you may want to wait a bit to convert; there were some rumours on other boards that the Dividend might be reworked soon to offer better rewards but this is unsubstantiated. I'm sure if that is true you could always PC back to Dividend. Let us know how it goes.

masterq
 
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Postby masterq » Wed Mar 04, 2015 1:36 pm

Sorry to revive a dead thread, but if you change from the Dividend to the Double Cash and change your account number will it affect your credit score?

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Vattené
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Postby Vattené » Thu Mar 05, 2015 11:12 am

I believe it shouldn't have any impact. If the card switched from a Visa to a MasterCard then the account number has to change, but it is still the same tradeline from the same bank with the same credit limit, history, etc.
-Vattené
FICO-8:
EX - 809 (11/16) | TU - 803 (11/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now



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