- Centurion Member
- Posts: 272
- Joined: Fri Jun 07, 2013 9:46 am
- Location: Broward County FL
The whole PIN issue makes me worried that someone will use some type of unsuspecting technology to record my PIN. I've always understood that debit transactions required a PIN and that credit transactions require a signature - signature-less transactions are relatively new if you are familiar with how people in the 90's used credit cards: you gave the card to the cashier and they handed you a pen and paper to sign. Some places like the Post Office do check for signature authenticity, some don't check at all, and Target now does random checks to make sure the card is authentic (the cashier has to look at the card and enter the last four digits).
PIN credit transactions may never take off in the US due to our complacency with our current methods. Even debit cards don't require PINs as you can always just press the "enter" button and a box for your signature comes up. My aunt was here recently and swiped her Canadian credit card in a terminal that has a keypad, and it required a signature - which would normally require a PIN in Canada.
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