CSP - Chip and Pin yet?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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wiivile
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Postby wiivile » Mon Feb 02, 2015 8:46 pm

I called today and they said they did not offer the CSP with Chip & PIN......
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL


dulcet
 
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Postby dulcet » Tue Feb 03, 2015 12:47 am

That is strange. I have a Chase Sapphire Signature Visa (not Preferred). Back in the beginning of December there was a fraudulent charge on my card. I reported it immediately and the replacement card that arrived had the Chip on the card.

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CarefulBuilder14
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Postby CarefulBuilder14 » Tue Feb 03, 2015 11:06 am

dulcet wrote:That is strange. I have a Chase Sapphire Signature Visa (not Preferred). Back in the beginning of December there was a fraudulent charge on my card. I reported it immediately and the replacement card that arrived had the Chip on the card.


There are two basic variants of the EMV Chip technology - PIN and Signature. Chase uses Signature. Both PIN and Signature have their advantages and disadvantages, but people in this thread mostly think PIN is better and dislike Chase's choice of technology.

Visa Signature is not the same thing as EMV Chip + Signature, in case that's part of what's confusing you. Visa's use of the term just relates to swipe fees and a few other little card perks - not the card's chip technology.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

dulcet
 
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Postby dulcet » Tue Feb 03, 2015 11:32 pm

CarefulBuilder14 wrote:There are two basic variants of the EMV Chip technology - PIN and Signature. Chase uses Signature. Both PIN and Signature have their advantages and disadvantages, but people in this thread mostly think PIN is better and dislike Chase's choice of technology.

Visa Signature is not the same thing as EMV Chip + Signature, in case that's part of what's confusing you. Visa's use of the term just relates to swipe fees and a few other little card perks - not the card's chip technology.


I should have been more clear. I thought the OP and some in this thread were saying that they were told the CSP didn't come with an EMV Chip at all. So the real issue was that it comes with EMV Chip + Signature varient and yet was rumored to be available with the EMV Chip + PIN.



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