@popamode72 Thanks for the suggestions of the Chase AARP card.
I really liked the US Bank Cash+ Card. My original settings were: 2% Groceries, 5% Restaurants, 5% Movies.
-They also have a 5% fast food, but I don't ever eat fast food and I ask shouldn't fast food be considered restaurants, anyways? Loop poles, and these credit card companies are smart. A bit too smart. But cash is still king and I am sure I can save more money just by using cash like a normal person than I would from 5% cash back.
The 2% groceries for the Cash+ can be replaced by the AMEX Blue (No AF) card which returns 3% back on groceries, but with the Blue Cash Preferred ($75 AF) returns with a WHOPPING 6% cash back up to $6,000. But I would have to circulate at least $1250/per year at the groceries to breakeven with the $75 AF.
These cash back ideas are cool and a privilege, but if you really think about it, it's just a gimmick when you could save lots more money either by just not using it or paying cash.
popamode72 wrote:Have you looked into the Chase AARP card? That card has 3x points on gas and restaurants and there's no cap on the points either. Sure, it's not the 5% that US Bank used to have, but I personally really like the card a lot. It's become one of my main cards that I frequently use now. Also no AF on this card and you don't have to be an AARP member to get approved either. Comes with a similar sign up bonus to the Freedom as well.
Discover It chrome is just a 2% cashback card with a cap on up to 1000 dollars in purchases each quarter so I don't think you'd be interested in that one.
Barclays Arrival Plus has 2x miles on gas and restaurants if you're interested in having a travel card but that one has an AF.