- Green Member
- Posts: 12
- Joined: Tue Dec 09, 2014 11:33 am
- Location: New York
Well the reasoning was that I did not have a long enough history with Chase. This all happened in early November, if not October. I opened the Freedom in January. My credit score went to 799 that month and is now 794. God knows why, but I am not too worried. That seems more realistic to me.
I do not really need the card until September when I am making a long trip to Europe. I was thinking of upgrading my Amex to Platinum, as crazy as that sounds. I can afford to do it, I have some extra income on the side. Amex says I have been pre-qualified for it. I know this is not the place to ask, but would that really mean I would get accepted? And if I was, would that further lower my credit score?