Citi TY Preferred (Visa card) Offer

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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DeeJay8385
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Posts: 44
Joined: Fri Sep 13, 2013 3:51 am
Location: Las Vegas

Citi TY Preferred (Visa card) Offer

Postby DeeJay8385 » Fri Nov 14, 2014 5:17 am

As stated in the title, I've received an offer for 0% intro rate for 18 months & then it's 12.99% after that. I recently PC my DP to the TY Preferred(Mastercard) abt 2 weeks ago. I wanted to know if Citibank allows to transfer credit lines to new cards. I don't want to have two of the same cards (currently have the TY Preferred Mastercard); I would like to take advantage of the 12.99% rate since my other cards are 19.99-21.99% and this would be my first card with a rate in the low teens. Has anyone been successful in doing something like this?
FICO scores (myfico.com):
11/04/14 EQ 746, EX 712, TU 746
02/20/14 EQ 657,EX 649, TU 689


Current Cards:
Discover IT - 3/2013 $1,200; CLI 9/24/13 $1,500; CLI 12/26/13 $1,900;3/26/14 $4,400
Citibank TYP - 9/2013 $1,000 CLI: 4/29/14 $2,100; CLI 10/29/14 $3,400
AMEX BCE - 9/2013 $1,000;CLI 5/19/2014 $2,200;CLI 11/19/14 $6,600
BestBuy Store Card - 10/2013 -$1,000
Barclaycard Arrival MC - 1/2014 $2,500, Auto CLI 8/12/14 $6,500
Bank of America Cash Rewards - 10/21/2014 $5,000
Barclaycard Carnival World MC- 4/4/15 $3000

Closed Cards
Capital One Secure MC - $651 6/2011-10/29/14


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PlyrStar93
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Posts: 410
Joined: Wed Jun 04, 2014 1:06 pm
Location: Chicago

Postby PlyrStar93 » Fri Nov 14, 2014 12:35 pm

There's not been many data points about consolidating accounts with Citi. Based on what I have read before:
-You probably will get no luck about this if you call the front line CSR.
-When you get the card you can try calling the Executive Office to get this done so you should be able to consolidate. However they most likely do a hard pull as they may consider that as CLI.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.



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