MemberSince99 wrote:If you never get a letter explaining why you were declined and letting you know which bureau you have the right to get a free copy of your credit report from (in this case it should be TU) then you can contact the CFPB and file a complaint. That would be your best bet.
chas0039 wrote:I recently got declined with the PayPal card through GE. It makes no sense as I have no debt, a long history of on time payments (25+ years) and a credit score of 800+.
They won't explain the problem over the phone, and in spite of requests and assurances, they have yet to send a written explanation.
Which agency do I file a complaint with?
thom02099 wrote:A question -- What is it you want to accomplish with a complaint?
chas0039 wrote:I just want them to send out the letter explaining the decline. My credit score after the date of decline is still 802 so something is weird.