- Centurion Member
- Posts: 3756
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
It isn't an easy card to get. I don't know what your roommate's credit history is, but I think it has higher credit standards than any of the cards I have.
I've never applied, so I've never been approved or gotten a 'decline reasons' list. I have heard they want to see a clean history of a few years with 4 or 5 prime cards.
Edit: A quick review of credit pulls shows very few applications with FICOs under 700. A lot of people applying for this card are in the 750-800+ range
Also, some people have succeeded in opening a lower-tier card and later PCing it into a Cash+.
Love: IHG, Platinum, Sallie Mae, AA Plat, CSP
Like: Discover, ED, BCE, Hyatt, Arrival, Freedom
Might drop: BrooksBros, Prestige (Costco PC?)
Might add: Proper business card, CSR, Ritz, Delta Gold
Letting new accounts cool off since May
Really not sure what I'll add next or when