- Platinum Member
- Posts: 60
- Joined: Wed Aug 29, 2012 11:19 am
- Location: Pittsburgh, PA
The US Air card is a good card - one that I have carried for 10+ years when Bank of America was issuing it.
A few things...
1) Most reward cards have a high interest rate. Reward cards are not designed to be used for carrying balances. I personally think your 11% Discover is high once the promo runs out if you plan on carrying a balance - I have a few cards with a flat rate of 6.24 % thru local banks (not credit unions). You should be able to do much better than 11% - see my next point if you do need to carry a balance.
2) Barclays mails me convenience checks every month for 0% transfers for 14 months with only a 1% transfer fee. If carrying / consolidating a balance is important for you - keep an eye out for those checks. Most other banks charge 3% for a transfer fee (Chase often sends me 2% promos, but Barclays is the only one that I have ever consistently received 1% transfer offers month after month).
3) The future of this card is known for the most part. Barclays has been given permission to continue servicing the product for anyone that signed up for their card. Eventually Barclays will not be able to issue new US Air cards, but people with an existing one will be able to keep it open with Barclays. They are NOT converting everyone over to the Arrival card as some people have stated. Some benefits are going away such as the companion pass. More info here: http://www.themiddlemarket.com/news/integration-issues-airline-merger-affects-relations-with-credit-card-cos-247075-1.html
4) You can always signup for the Citi AA card and collect another signup bonus for US/AA miles as well.
American Express: MB Platinum Card, Business Platinum, Business Gold, SPG, Hilton Surpass
Chase: Ink Plus, Ink Bold, Sapphire Preferred, United Mileage Plus, Marriott Premier
Citi: Executive AA World Elite MasterCard, AA Visa Signature, AA Business MasterCard
Barclays: US Airways World Elite, Arrival Card