Citibank new Double Cash card

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
8 posts
DeeJay8385
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Citibank new Double Cash card

Postby DeeJay8385 » Thu Sep 11, 2014 7:08 am

Did anyone get this card yet? If so, what's the pros and cons?
FICO scores (myfico.com):
11/04/14 EQ 746, EX 712, TU 746
02/20/14 EQ 657,EX 649, TU 689


Current Cards:
Discover IT - 3/2013 $1,200; CLI 9/24/13 $1,500; CLI 12/26/13 $1,900;3/26/14 $4,400
Citibank TYP - 9/2013 $1,000 CLI: 4/29/14 $2,100; CLI 10/29/14 $3,400
AMEX BCE - 9/2013 $1,000;CLI 5/19/2014 $2,200;CLI 11/19/14 $6,600
BestBuy Store Card - 10/2013 -$1,000
Barclaycard Arrival MC - 1/2014 $2,500, Auto CLI 8/12/14 $6,500
Bank of America Cash Rewards - 10/21/2014 $5,000
Barclaycard Carnival World MC- 4/4/15 $3000

Closed Cards
Capital One Secure MC - $651 6/2011-10/29/14


Moneytalks
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Postby Moneytalks » Thu Sep 11, 2014 7:19 am

Pros:
-straight 2% back across the board (no rotating categories like the Freedom)
-No annual fee
-Chip and Sig

I also like the similar design as the Chase Sapphire with the numbers on the reverse.

Cons:
-Dealing with Citi...that could be good or bad depending on who you ask on this forum haha

Overall, it looks like a good cash back card with no caps on how much you can earn. They may change the benefits in the future, but for now, I think it's a solid card. I'm glad they launched it before Christmas so I can get 2% on my shopping :)
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

MemberSince99
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Postby MemberSince99 » Thu Sep 11, 2014 12:10 pm

That does sound like a winning card. Too bad it's with Citi. They have their pluses and their minuses and to me the bad outweighs the good. But that does sound like a good card.

popamode72
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Postby popamode72 » Thu Sep 11, 2014 12:56 pm

MemberSince99 wrote:That does sound like a winning card. Too bad it's with Citi. They have their pluses and their minuses and to me the bad outweighs the good. But that does sound like a good card.


Same here. They aren't bad, just really conservative IMO and their customer service often isn't that great when you try to call them. Had to go to the EO just to get an APR reduction on my card.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

luvbullmarkets
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Postby luvbullmarkets » Thu Sep 11, 2014 1:17 pm

Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

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jumbo
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Postby jumbo » Thu Sep 11, 2014 1:31 pm

Thinking of requesting a PC from my Simplicity to DoubleCash, lets see how it goes.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

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nismoZtuner
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Postby nismoZtuner » Thu Sep 11, 2014 1:53 pm

Moneytalks wrote: I'm glad they launched it before Christmas so I can get 2% on my shopping :)


if you do online shopping check out the discover card- they have a quarterly 5% cash back for October,November,December- on their site they also offer cash back from 5-20% on some stores..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

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jumbo
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Postby jumbo » Thu Sep 11, 2014 2:06 pm

jumbo wrote:Thinking of requesting a PC from my Simplicity to DoubleCash, lets see how it goes.


I requested a PC from Simplicity to DoubleCash, but Simplicity was not eligible for the conversion.
I then asked the CSR to check if my Thankyou Preferred was eligible. Turns out it was eligible and I requested the conversion. And I was eligible for a 9% reduction of APR from 20% to 11% as well. Not that it matters, I always pay in full every month.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card



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