CarefulBuilder14 wrote:Regarding the Arrival and Arrival+...
When you use points/miles to pay for existing travel purchases with the card, do you have to pay for an entire purchase in either points/miles or from a checking account? Or can you pay with a mix of the two?
For example, say I buy a $300 airline ticket. When it comes time to pay for it, though, I only have 25000 points. Can I pay for the purchase with 25000 points plus $50 from my checking account, and then get 2,500 points back? Or would I have to pay $300 from checking?
Yes, you can pay for just part of the purchase with miles. You just have to redeem in increments of 2,500. For example, I just redeemed some points with the Arrival. I'd bought $521 worth of train tickets. I had 30,100 miles. So, I redeemed 30,000 of those miles for a statement credit of $300. That left $221 left from the train ticket purchase. Barclaycard credited me $300 immediately, lowering my balance by $300. The day my statement closed, I paid off the balance in full (the balance which still included the remaining $221 of my train tickets).
So, yes, you could use those 25,000 points and then just pay the remaining $50 whenever you pay off your card.