- Centurion Member
- Posts: 3959
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I am pretty new to Barclaycard (the Sallie Mae) and I like it. I haven't had to use the customer service yet, apart from calling to speed up my application approval. When I did call, they were friendly and got me through the process quickly. The website is maybe a little cluttered, but it has a lot of features. The card's rewards are simply fantastic for my spending, which was my main reason for getting the card.
My one other gripe is that unless you pay extra for rushed delivery, they will take their sweet time in actually mailing the card out. No overnight or 2-day shipping like Amex (sometimes) does. It took me 2 weeks from the day I applied to actually get my card.
I don't really know the details of the Barclaycard Rewards card, apart from the fact that gas, groceries, and utilities are bonus spending categories. I don't know what the best way to spend reward points is.
One common thing people report is that you can get adverse action from Barclaycard if you open up a lot of new credit in the 6 months after they approve you for a card, and that they like to wait about 6 months before they will approve someone for a second Barclaycard card.
They have a lot of cards, but they are mostly co-branded travel and retail cards. It looks like you're already pretty well-set when it comes to travel cards, though.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May