popamode72 wrote:They are very sensitive to inquiries in the last six months and even so, most of their cards kinda suck anyway IMO. Rather just go for a BOA cash rewards next year or the Sallie Mae, which then I would probably close the Citi card then. I know Chase can play hard to get at times but at least they are much more open to recon and giving good starting limits.
My boyfriend has the BoA Cash Rewards card, he really likes it so far It helps that he banks with BoA, so he gets the 10% bonus.
Yea, I've heard many stories of people successfully getting a Chase CC after recon. My boyfriend also has a Freedom, which was his first credit card application ever, and Chase approved him instantly. He also got an auto CLI 6-7 months later. Citi should learn a few things from Chase.
PlyrStar93 wrote:Have seen several cases people applying for whichever Citi card and get denied. They don't necessarily have problems with Chase or AMEX.
Others are asked for 4506T after submitting the application.
It's so weird that Citi is so selective. It's not like their cards are particularly amazing. That Prestige card with the $450 annual fee....whhhyyyy?