Citi DoubleCash

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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popamode72
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Citi DoubleCash

Postby popamode72 » Thu Aug 28, 2014 3:31 pm

Anyone heard about this card yet? Saw someone on MyFico talk about it a bit and it sounds very promising. It's basically a 2% cashback card from Citi. Now I know what I might PC my current card with them to if possible.

http://creditcards.citicards.com/usc/doublecash/2014/Aug/external/default.htm?BT_TX=1&ProspectID=7BAEA0FFC79342CAA8E7EF7FE1D51644

They just opened up the applications today.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)


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PlyrStar93
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Postby PlyrStar93 » Thu Aug 28, 2014 3:38 pm

Have seen this on another forum just now. One guy has applied but got instantly denied, not sure about reason though.

Citi's official site still doesn't have the link to this card yet, probably it would show up in a few days.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
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popamode72
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Postby popamode72 » Thu Aug 28, 2014 3:51 pm

Called this customer service rep and now she's claiming that product changes aren't possible for the type of card I have and that they have no way to consolidate limits if I were to get this new card or some crap like that. Wow. Citi really needs to get with the times. This is for a student card that they discontinued this year basically and that even the rep herself had no idea.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

popamode72
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Postby popamode72 » Thu Aug 28, 2014 4:33 pm

Also to be more specific about the card, it's 1% cashback for each purchase and if you pay on time (in full or minimum), you can earn an additional 1% cashback there too.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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CarefulBuilder14
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Postby CarefulBuilder14 » Thu Aug 28, 2014 4:51 pm

It looks reasonable. Citi customers have filed a lot of complaints with the CFPB, so my lack of interest has more to do with the issuer than the card terms. If I was already a Citi customer and happy with them, I might get it.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
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CC Deville
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Postby CC Deville » Thu Aug 28, 2014 5:15 pm

Nice to see that Citibank is finally realizing that they needed to improve their card lineup with something a little more original and competitive.

I hate this trend of flat, un-embossed, card-information-on-the-back cards though. The only card that looks good like that is CSP in my humble opinion.

Sounds like current card members (that have had their card at least 12 months) are eligible to convert starting 7 September. Not sure if I will convert my Dividend or not. I am very happy with my BofA Cash Rewards Visa Signature. Also, Citibank is notorious for "bait and switch" rewards wherein they will get you to sign up for an awesome card (my Dividend back in 2004-2007 had 5% back on groceries, gas and drugstores and then 2007-2010ish they changed to 2% on groceries, gas, drugstores and added utilities and then mid 2010 made it a fake a$s Freedom/Discover wannabe with 1% and 5% rotating categories which over the past few years do nothing for me) and then change the rules and "nerf" the rewards. But it certainly is better than Dividend.

Should be interesting to see how popular it becomes. Would be a nice pairing with Discover IT or Chase Freedom for gas.

popamode72
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Postby popamode72 » Thu Aug 28, 2014 5:20 pm

CC Deville wrote:Nice to see that Citibank is finally realizing that they needed to improve their card lineup with something a little more original and competitive.

I hate this trend of flat, un-embossed, card-information-on-the-back cards though. The only card that looks good like that is CSP in my humble opinion.

Sounds like current card members (that have had their card at least 12 months) are eligible to convert starting 7 September. Not sure if I will convert my Dividend or not. I am very happy with my BofA Cash Rewards Visa Signature. Also, Citibank is notorious for "bait and switch" rewards wherein they will get you to sign up for an awesome card (my Dividend back in 2004-2007 had 5% back on groceries, gas and drugstores and then 2007-2010ish they changed to 2% on groceries, gas, drugstores and added utilities and then mid 2010 made it a fake a$s Freedom/Discover wannabe with 1% and 5% rotating categories which over the past few years do nothing for me) and then change the rules and "nerf" the rewards. But it certainly is better than Dividend.

Should be interesting to see how popular it becomes. Would be a nice pairing with Discover IT or Chase Freedom for gas.


I'm getting really close to the one year mark with my Citi card and just hope that I'm able to talk to someone much more helpful than the lady I tried talking to on the phone about this. She kinda sounded clueless by the tone of her voice.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

CC Deville
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Postby CC Deville » Thu Aug 28, 2014 5:24 pm

popamode72 wrote:I'm getting really close to the one year mark with my Citi card and just hope that I'm able to talk to someone much more helpful than the lady I tried talking to on the phone about this. She kinda sounded clueless by the tone of her voice.


That doesn't surprise me. I stopped calling Citibank customer service years ago. Now I contact them through Twitter/Facebook so that I get senior specialists that know what they are doing and have the power to get things done. I wonder if I could convert my AT&T Universal Card to this....if so I may do that and close Dividend.

popamode72
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Postby popamode72 » Thu Aug 28, 2014 5:26 pm

CC Deville wrote:That doesn't surprise me. I stopped calling Citibank customer service years ago. Now I contact them through Twitter/Facebook so that I get senior specialists that know what they are doing and have the power to get things done. I wonder if I could convert my AT&T Universal Card to this....if so I may do that and close Dividend.


I didn't think about that but I guess I'll ask them on Twitter to see what they can do for me.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

CC Deville
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Postby CC Deville » Thu Aug 28, 2014 5:28 pm

popamode72 wrote:I didn't think about that but I guess I'll ask them on Twitter to see what they can do for me.


Yeah I've had pretty good luck with Twitter. You just tweet them a question (no personal info of course) and they will send you a direct message asking for phone number to call. Then a senior, American rep will call you back with more info.



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