You planning on giving the secured card the ax now?
Yep. I will wait a few months just to make sure things are going smoothly but I need to pay it off and with Christmas right around the corner, Okay, right smack in my face I need to pay down the secured card over a few months. I am not working consistently due to prolonged health issues so my parents are paying my bills. They have limited income as they are retired, so we've got to not spend money like crazy.
I don't really want to close the card but then again it's costing $29 per year that could be put to better use. And it's now technically my oldest credit card, though my credit report shows my oldest line of credit is a little over 12 years old, but I think that' a student loan that hasn't yet been paid off. I'm not sure if student loans count as a line of credit.
But yes, my goal is to close that account by October (which will probably happen) since that's when the $29 fee hits.