Just FYI about my Discover:
Back in May I applied, with no hard pulls on TU, 1 recently opened AMEX (Feb). Applied at weekend midnight and got pending.
Whether Discover or Barclaycard or others, pending most likely means they want to verify information. There is no indication on either approval or denial when receiving a pending message.
Reasons on getting pending status may or may not be: new accounts, recent inquiries, not enough credit history, changed address and so on, but really uncertain. When their business hour comes you can call them and discuss your application.
onion wrote:People recommend not calling if you have a lot of inquiries because the reps are very conservative, more so than the computer.
From what I heard Barclaycard is "allergic" to inquiries. If there are some recent hard pulls it could be difficult to get approved.