CarefulBuilder14 wrote:I could see it being useful for big spenders who like football. Barclays would have NFL ties through the program to offer some things that even Amex Centurion couldn't.
But if someone is putting $200,000 spending on one card just to get Superbowl tickets, that person would probably have the money or connections to get seats through another method. $500,000 of spending will have you golfing with a nonspecific NFL player, but not necessarily one you like.
I have a little trouble picturing a wallet where a Platinum Amex is next to a card with an NFL logo. It does seem like a little bit of a status burden for the typical big spender.
I could see it having an appeal, but only for an absolutely tiny demographic - people who love the NFL, have a lot of money, but no connections to get the experiences through other means.
Edit: I see the United States Dressage Federation doesn't have an official credit card yet. That might be a more profitable target market. 10,000,000 points and you could ride Rafalca for an hour...
CarefulBuilder14 wrote:Did you call first? Or they declined you over email / through their website and you then called?
Still no update here, but my credit history is shorter, so that's not a great indication for me. I don't have as many TU inquiries but I have about as much recent credit.
popamode72 wrote:Think it might have been through the website but wasn't quite sure so I called.
CarefulBuilder14 wrote:I was reading some of the cases on myfico of Barclays needing further review. The people who call and are successful have very strong credit histories, often with FICOs of 800 or above - people who would justifiably be annoyed at not getting an instant approval on the card's best terms. I'm not finding much information about the success rate of people who 'wait it out' for an email decision, because fairly few people do that (or at least post about it). That makes it hard to know whether to call or not...maybe I will call this afternoon or tomorrow.
popamode72 wrote:Yeah it would be great to call as soon as you can. Perhaps they want to approve you but need information or something like that. I saw someone on myfico one time with over 30 something inquiries get a Barclay Rewards MasterCard and he didn't even have that much of a lengthy credit file. I'll try finding that thread soon. I think it was instant approval for him.
CarefulBuilder14 wrote:What's the number to call?
Edit: I found this on an old post: 866-408-4064. I'll try that.
2nd Edit: Approved for $4500. They just said they wanted to do a manual approval. My application had passed the credit check but was held up out of security concerns. Presumably also in the name of security, they couldn't tell me exactly what the security issues were. I guess that makes sense. Anyway, I'm happy with it.
I got Platinum, not WMC, and really don't care so long as I'm getting my 5%. I can avoid weird limit reporting issues this way.