onion wrote:I've had credit for 11 months now. Got the BoA 9/2013, Best Buy 3/2014, AmEx ED and BCE 7/2014, AmEx Plat 8/2014, Arrival Plus 8/2014. I'm not getting anything new until 2015, when I plan on getting the Freedom and the Sallie Mae. I might get one or two more cards if there seems to be anything interesting at that point in time.
I'll confess and say that I got really bored yesterday and was looking at the on the Arrival+ card that you have and got a bit cocky and apped for it. Those rewards and points sound amazing (and also they waive that 89 dollar annual fee for the first year) and would probably blow my useless Wells Fargo Plat out of the water and also be a way to get getting into Barclaycard out of the way. I'm assuming they only pulled TU (if they pulled Experian a lot or Equifax, I probably wouldn't have filled it out in the first place) but have no idea what the decision is since I also got the further review message.
Thought to myself it wouldn't hurt to try now before anything new starts reporting on my TU report but I'm also completely fine if they turned me down right then and there. Yes, I've sinned and I shouldn't even be fit to call myself a "gardener."